Instant Merchant Cashflow

Get paid today. Pay us later.

Paiziq advances up to 85% of your confirmed sales instantly. No loans. No hassle. We auto-reconcile when your processor settles.

Try Live Demo
PCI boundary respected
Data encrypted at rest
24/7 payouts

How much could you access today?

Eligible advance*
$1,700
Sample fee (1.5%)
$25.50

*85% of confirmed sales. We auto-deduct when your processor settles.

Instant access

Advance up to 85% of yesterday's confirmed sales — even on weekends and holidays.

No loans, no APR

Structured as a purchase of receivables. Fixed fee, no compounding interest.

Low risk, compliant

Advance only on confirmed transactions. We respect PCI boundaries and encrypt data at rest.

How it works

Get started in minutes with our simple three-step process

See it in action
1

Connect your POS

Authorize read-only access to daily sales (Toast, Square, Lightspeed, etc.) via our partner connectors.

2

Verify & link payouts

Complete KYC in minutes and link your bank or debit card for instant pushes.

3

Get paid today

Request on-demand or set nightly auto-advance. We reconcile automatically on settlement.

For POS & Vertical SaaS partners

Ship instant payouts in days, not months. New revenue without touching capital or compliance. White-label friendly.

  • Revenue share: 10–20% of fees
  • One API → multi-rail payouts (Visa/Mastercard/ACH)
  • Risk engine built on confirmed transactions
Co-branded UI Embed or white-label
Fee share 10–20% of fees
Compliance MCA structure

Simple, transparent pricing

Fixed fee per advance. No hidden APR, no surprises.

Standard

1.5%

Per advance, fixed fee

  • Up to 85% advance rate
  • Next-day settlements
  • Email support
Most Popular

Premium

1.2%

Per advance, volume discount

  • Up to 90% advance rate
  • Same-day settlements
  • Priority phone support
  • Advanced reporting

Enterprise

Custom

Volume-based pricing

  • Custom advance rates
  • Instant settlements
  • Dedicated account manager
  • API integrations

Frequently asked questions

Everything you need to know about Paiziq

Get in touch

Ready to discuss partnership opportunities or have questions about our service?